Workforce advisory
Your workforce — or individual groups — receives competent advice on the pension scheme: clearly explained, properly documented, following an agreed conversation design. On a commission or fee basis.
You receive advice and implementation of occupational pensions from a single source — on site, at home, by phone or hybrid. Complemented by sound investment expertise.
You have a partner who delivers advice and implementation from a single source. Analogue, when your workforce prefers it. Digital, where it saves time. Personal in every conversation.
Even the best pension scheme only unfolds its value once your workforce understands and uses it. That is exactly what this advisory is built for.
At next4, workforce advisory, broker services and investment expertise mesh together as a single unit.
Your workforce — or individual groups — receives competent advice on the pension scheme: clearly explained, properly documented, following an agreed conversation design. On a commission or fee basis.
Your employees are reached through the channels that suit them. In-house talks, online explanations, print media and one-to-one advice mesh together and ensure high effectiveness.
Your collective and framework agreements for occupational pensions are arranged on a commission basis — the entire process runs according to standardised procedures.
Your contracts are concluded online — straight from a smartphone. Your HR department is informed in real time and approves contracts digitally. This saves time and lowers the error rate.
Complementing or replacing insurance products, capital is invested in fund accounts. This lets you offer your workforce innovative options and plan securely for the long term.
Your pension assets are managed structurally and for the long term, embedded in the requirements of occupational pensions. You benefit from ideology-free approaches.

In the office, at home, in a hotel while travelling — online, by phone or hybrid. Your employees decide how they are advised.
Whether a young start-up or an established group — there is a fitting advisory process for every company size, right through to a fully digital system. The advisory integrates quietly into your everyday operations.
Consultations take place wherever your employees are: in the office, at home or while travelling. Online, by phone or hybrid.
From the scheduling platform for your workforce to the employee app with all documents — the complete advisory journey, proven and designed for high acceptance.
Your employees are individuals. Personal needs and life situations are the starting point of every conversation — the person counts.
With four specialised brands, next4 covers the full range — from corporate capital investment to pension management.
You outline your concern, you receive an honest assessment. 30 minutes, no obligation.
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